Advanced Search. This company is on the right track to keep up with incoming complaints, but there's still plenty of work to do. Bank Of America Credit Card Scam. You can find contact details for Bank of America above. No way. Her advice has been featured in The Wall Street Journal, USA Today, Money Magazine,, The New York Times, Kiplinger, Real Simple,, Family Circle and much more. Please help me fight scams and this is one. In these disputes consumers tend to come out on top. Stocks, Bonds, Mutual Funds, and believe me that is all open prey for them remember. Terrible company. They just make our list as the 10th least likely provider to receive a credit card fraud complaint in 2016, with 5.58 complaints per 100 million transactions. There open balance is on my credit report. We decided on a 15 year mortgage. My account was frozen by EDD with my previously received money in it. They want us to pay the bill 500.00. I'm a Citizen of the United States Of America and they let a foreign entity get over on me. Financial companies charge late fees when people miss payments. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Unsubscribe easily. And trying to communicate with a human being is impossible. Bank of america prepaid debit card services for edd is breaking there Terms and Conditions section 2... To whom it may concern : Customer service lies and company doesnt care. Best Capital One Cards for Extended Warranties. Bank of America Review. Stay away from this company- they don't follow through with what they say they will do and care nothing for the customers that they claim to help. We were told to find another lender or they will place a judgement on our house. Bank of America complaints contacts. Although I have never been late or gone over my limit, an attempt to use one of the cards recently resulted in a … In my case they reibursed me $2400+, but not the entire amount. We have been a customer of theirs for at least 15 years, paying our bill on time and in full every month. Tomorrow I will begin the process to find another more reliable credit card company to do business with. The company closed and Bank Of America knew that they closed had to because they did not get their money back. Earn up to 3% for every $1 you spend on gas. Copyright © 2020 Consumers Unified LLC. The Bank of America Cash Rewards card’s unique rewards earning scheme is appealing for cardholders seeking flexibility, but the purchase cap on bonus categories limits its potential value. She started to argue with me and say she does not see any payments that where deposited and I will have to call EDD. Complaint was submitted via Web and sent to the company on Wednesday 6th January 2016. We purchased a program online and put a dispute I with Bank of America Disputes. Today we tried to make a $5000 appliance purchase, this was well below our credit limit. How do I know I can trust these reviews about Bank of America? Advanced Search. Bank of America offers mortgage loans nationwide and has lending specialists available online and at branch locations. I am not sure, short of driving downtown and sitting in Mr. Moynihan's office how to resolve this problem. BANK OF AMERICA Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported Your Search: Bank of America. The very nice lady who I called per her request collected my info and my story and resubmitted my ID documents that I had sent to EDD already. Bank of America Customer Service. Saying I haven't made a complaint I have evidence its been happening before. Unsubscribe easily. On 12/7/20 I disputed a charge from he said he dont know y my account was closed and that he was going to send me a paper to fill out and then they will invesigate. If they notice anything unusual going on in the charges you are notified immediately by an email. We value your privacy. I had two credit cards with Bank of America and over time, they increased my credit line, without prompting from me. 0. Obviously, they thought I was a good "risk". Share Report Copy. Recently I received my credit card bill dated 22nd February 2014, the bill was amounted to 16,750. Get advice!!! No result as of today, my account is in negative balance due to BOA decided to send the funds back to EDD. Narrative (may be redacted). They did nothing. Wish all companies were like Discover! They scammed me out of 500.00. I had a similar situation. The rebate is great plus they keep a very tight eye on the account. Initial Bank of America complaints should be directed to their team directly. Unsubscribe at any time. Tell you why. Research complaints at our website. My credit card number is 000000000. This mortgage has been sold 4 times! It saves me so much money compared to other companies. See BBB rating, reviews, complaints, request a quote & more. We’ll start sending you the news you need delivered straight to you. The Bank of America® Premium Rewards® credit card * is a top rated cash back credit card, particularly for those who are BofA account holders. All rights reserved. They scammed a dispute and instead of asking for the information from the beginning they waited. I have been with them for about 10 years, and everything feels so easy there. Full details were already given to BOA. This card requires a minimum deposit of $300, which … File a complaint with the BBB in the city where the company is located. Thank you, you have successfully subscribed to our newsletter! I always paid on time, never missed a payment to any financial institution. Good customer service when trying to contact them. You must file your claim within 60 days to ensure coverage. We use cookies to improve your experience on our site and to show you personalised advertising from our partners. I have contacted the most recent, select portfolio servicing and Bank of America with no answers or solutions. Reputation: The BBB will send your complaint to the company within two business days, and the company will have 14 days to respond … They said they would. Two months went by and Bank Of America sends me they need more information about what happened. And as your qualifying balances grow, so do your benefits. File a complaint. Find a consumer advocacy agency and above all, get an attorney! I contacted EDD and they said it's BOA whom need to credit my account. Second complaint i went to use my card and my transcation didnt go thru.i hen trued to login in to the mobile app which i received an error message that said call customer service.i called customer service the first representative said my acount was closed due to edd/umemployment.I called umemployment/edd they said they did not close my account nor did i have suscipion activity regarding my account.I then called the second representive .the second representive said they receive a message from edd.once i told them i called edd he change his statement. If you lose your card or someone uses your EDD Debit Card without your permission, it is important that you contact Bank of America EDD Debit Card Customer Service at 1.866.692.9374. Why did the bank took $1000 from my edd account, fraud and misrepresentation, abuse of customers, 16 years' experience in successful complaint resolution, Each complaint is handled individually by highly qualified experts, Last but not least, all our services are absolutely free. Over 56% of late fee complaints receive monetary relief. Why is BOA taking their sweet time?. William, again supposedly from Apple, Phone 601/844-6629. You can also set up various alerts that can be sent to your phone or email when there's suspicious activity or just for purchases in general which are super helpful when you're traveling. This company is not yet accredited. Their 800# is a waste of time. Complaint #1729570 submitted on 01/06/2016 relating to Bank of America. The BankAmericard Better Balance Rewards credit card lets you earn $25 per quarter when you pay more than the minimum amount due, up to $100 per year. Gas rewards. This is the same program offered on the Bank of America® Cash Rewards card, which means the coverage is capped at $10,000 and the same exclusions apply. Bank Of America is just like them. Bank of American is charging me for " residual interest '' but can not produce any documentation, disclosure or terms and conditions for the card, talking about this residual interest. Bank in Wilmington, DE. I dispute this charge because I have been charged twice for the same item. Verify your identity in the app now to sign in to Online Banking. The squeaky wheel gets the grease. I was subject of a fraud... Costing me about $300. Adding a cosigner can really improve your approval chances if your credit is not great. I had a credit card with MBNA with a credit limit of $10,000. FAQ. If they violated disclosure, truth in lending laws there can be remedies. Most of the best Bank of America credit cards will allow you to prequalify for the card before you submit a formal application. When I called to see if the claim was ever made she told me that she does not see deposits than started to argue and then hung up on me. Excellent watchfulness. Idaho Bank of America Billing statement complaint: Bank of America s automatic payment options are deceptive and it seems drafted with the only purpose of causing people to incur finance charges that they would not otherwise incur The options listed are as I called Bank of America prepaid when my EDD card didn't arrive. Complaint relates to Credit card - Balance transfer . i then ask for a supervisor to speak with. It started with credit card complaints and added debt collection, bank accounts, payday loans and other financial industries. We would appreciate any help or advice. You've paid real money you earned, they just contributed numbers to a ledger. So five deposits are missing. Bank in Charlotte, NC. Bank of America is one of the largest financial institutions in the country. Get buying tips about Credit Cards delivered to your inbox. You stand a chance of qualifying if your credit score is not below 640. Overall good credit card, no fees for joining and they work with you if you're having financial issues. Complaint relates to Credit card - Other fee . The rewards can be redeemed as cash or a credit on your statement (for the best value) which is as good as cash to me! Credit card . The bank has made it easy to view the rates, fees and rewards for their cards. I made a complaint with a consumer government agency in which they put that claim to the bank.. I have a credit card with your bank. It's bad enough they make 10xs their money lending to you (actually, I think they don't even need the cash reserves anymore, they get it for free) they have these chemes to bleed you dry, after they've been baled out. i told him to send me proof of this information from edd, i was told it was none. Several cards have these offers for purchases and balance transfers. Highly recommend. Estimated Money Consumers Saved since 1997: $15,765,080,261.01. Call Customer Care on 1 (800) 432-1000. My card was locked and no way else to pull money off. This makes it easier to understand and choose the card that’s best for you. The only negative is they need to provide more award incentives especially to long standing customers. I have seldom dealt with such incompetence. I've had this card for 3 years and it was the worst decision I've ever made. BOA is a bunch of crooks. People have sued them and won because they don't actually put any money up for you. I am writing this to dispute an incorrect charge on my bill. Sign-up bonuses: Submit a complaint. For more information about reviews on please visit our You mean get extra 25%, 55% or 75% cash back. The card’s 50,000 bonus offer, up to 2 … This was concerning because my balance on the line of credit is $0. Need a more rewarding credit card? After 1 hr and 11 minutes she escalated the problem. A check card was used for payment in the amount of 211.96... Wow I hate b of a. You can find contact details for Bank of America above. I been calling so far I have been transfer to the claims department 4 times.. Complaint was submitted via Web and sent to the company on Friday 5th June 2015. Bank of America safe banking is not safe at all! i then ask if how do u close somebody account with 208.00 in it and you dont have proof of fraud.i ask him for his employee id number and his last name he laughed and said he doesnt have one I'm going to call the claims departmentandtry a third time. Bank Of America was first mentioned on PissedConsumer on Nov 20, 2007 and since then this brand received 1599 reviews.. Bank Of America ranks 104 of 691 in Banks category. Complaints give us insights into problems people are experiencing in the marketplace and help us regulate consumer financial products and services under existing federal consumer financial laws, enforce those laws judiciously, and educate and empower consumers to make informed financial decisions. All Rights Reserved. In 2007, my husband and I applied for and obtained a home equity loan. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Its location on this page may change next time you visit. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Credit card . She’s appeared on Fox News, CNN Newsource, NBC New York and more. © 2004-2020 I contacted, FBI, Criminal Justice Department. My account was hacked and funds stolen and I HAD my card. Review Latest Reports. Agree. Use this comments section to discuss problems you have had with Bank of America, or how they have handled your complaints. Total Visits since 1997: 9,008,617,292. Complaints Banks Bank of America Credit Card. We are now 72 years old and in 2 years, even though we paid in $100, 000 we will still owe over $60, 000. Someone please help. Don't they know we all have bills to pay, and we need groceries to feed our family. Recent recommendations regarding this business are as follows: "ask them about their poor customer service", "bank at a small local bank … VISA credit card through Bank Of America -- -- -- -- -- -- -- -- -- -- -- -- -I refuse to use a DEBIT card. Learn more about Bank of America and its products by browsing the services it offers. I'm in San... My name is Madeline Hyatt and my issue is I do bookkeeping for Erik and Rosina Petersen. Browse Categories. is an independent complaint resolution platform that has been successfully voicing consumer concerns since 2004. Follow Bank of America Comments. Don't back down! DON'T USE THEM NOR THEIR BANK. personal questions are asked. If they can scam us on that what else can they do? This is insult to injury. Bank of America Credit card department, APR or interest rate California. By using this website you agree to our Cookies Policy. Latest Reports. BBB accredited since 7/15/1987. Why is BOA system so broken? Enjoy reading our tips and recommendations. Consumers’ names and identifying information are kept secret. Which EDD told me that they are not responsible for the payments they have already sent the payments. Typically, consumers who file complaints say that they paid their balance on time and no late fee is owed. Fair or better credit required. It was one of 4 withdrawls from their ATMs. You can choose 3% cash back rate for the category which you shop most. Credit Card Issues. But I’m the one punished for doing the right thing. Bank of America offers several cash back credit cards with good rewards, including one for students. We have a high Credit limit on our BOA credit card. The company that I bought the product from took my name off it and are selling it now. Thank you! I would like to see an investigation of the fraud that's happening with all these EDD payments and Bank.of America. Our content is intended to be used for general information purposes only. Though we made five subsequent phone calls to them they never released the funds. To reopen the acct. I verified via my online portal and then called customer service. Due to their negligence we have lost $5000 worth of points as well as wasting hours on hold with BOA. Partnered with both Visa and Mastercard, Bank of America credit cards are popular: Credit cardholders charged $311.29 billion on BofA credit cards in 2017. See BBB rating, reviews, complaints, & more. Bank of America is a trusted name in the credit card industry. They have reward bonus offered from your saving/checking account. Yes, another lender can readjust it down, start the clock over, if you want to go that route.They like that because it keeps their ledgers in agreement. Beside false claims there are unauthorized cards, fraudulant transactions, someties large ones, and shoddy or no investigation and unwillingness to help their customers. I recommend this card. Learn more about Preferred Rewards. Country: United States. FILE A COMPLAINT. I called the number on the back of card on 12/09/2020 at 4:52 pm and sat on hold for an hour and 2 minutes and 31 seconds before a claims department rep got on the phone. 16 Jul 2007. This was never revealed at settlement. It could at least buy you time. (But not too much time since their last response .) In 2018 my online business was stolen and nothing was done about it. Complaints Banks Bank of America Credit Card. We value your privacy. I have been trying to contact BOA four weeks to get this claims dispute resolve. See reviews below to learn more or submit your own review. Capital One credit cards offer extended warranty protection on par with that of the other major issuers. Say you owe $3,000 in credit card debt and transferred your balance to the BankAmericard within the first 60 days of owning it. The Bank of America® Travel Rewards credit card earns an unlimited 1.5 points per dollar spent on all purchases, which is a decent rate among travel credit cards with no annual fee. We are doing work that matters - connecting customers with businesses around the world and help them resolve issues and be heard. is not affiliated, associated, authorized, endorsed by, or in any way officially connected with Bank of America Customer Service. Zero percent introductory offers: I love Bank of America!! Read the terms and conditions carefully so you know when the promotion ends. In a letter dated Nov 25, 2020 I was notified that my home equity line of credit had been suspended because my payments were past due. Bank of America Credit Card customer service information is designed to make your banking experience easy and efficient. 2 weeks later the company gave me fake website hosting Bank Of America. Get Answers! I have two compliants about my edd debit card .in october 19 of 2020 i called my card to check the balance and heard my account was incorrect in the balance amount.I was in possession of my card when i was told that a withdrawal of 680.00 occured.i soon canceled my card and did a claim.I didnt have the app on my phone to check my bank activties. It has been working with customers for more than 200 years. Leo. Mark, supposedly from Apple, Phone 281/624-2921 and I'm fighting it. The bank lie!!! They Are in control you're not. 1 Aug 2008. I documented entire experience. Credit card scam. The more information, the more they screw themselves. BOA called to make sure the charge was legitimate and we told them it was. Secured credit card: It has a set 3% interest rate as long as it is in good standing. Register Sign in. They have a credit card [protected]/22/ (052) with a balance of approximately $13000.00 due. Bank of America Cash Rewards Pros & Cons. Now this was two weeks later. Complaints about late fees account for 3.69% of all credit card complaints. Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America ® banking and Merrill investment accounts. If you're enrolled in this security feature, we sent a notification to your registered device. Bank Of America Credit Card Scam. Their customer service is outstanding. Again scams but not you. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. You can also read our community reviews and hear what others have to say about their experience with Bank of America. As someone who lives abroad and travels often, I really love that my Bank of America Travel Rewards credit card has no foreign transaction fee, rewards me for all spending, and rewards me even more for travel-related expenses. I can say without a doubt when I "press 1 for English," I really get English. 0. nshan . Even the customer service reps can't get a member of management on the phone to assist. All you want to know about Bank Of America Credit Card Complaints. The 20.49 percent APR is a little high, but it’s not an issue if the bill is paid off every month. Bank of America Credit Card Complaint. Bank of America is very convenient because it offers 4,700 financial centers and 16,000 ATMs. It is my go to card. I gave up! I'm going to demand a copy of their security camera video. Be the first one to find this review helpful. Bill pay. If you need a replacement card, click here. Bank of America was founded in 1784 and is based in Charlotte, NC. Bank Of America Credit Card reviews: Deducted $ without informing speaking to me. 2 weeks later the company gave me fake website hosting Bank Of America. The online platform is easy to navigate and offers the option to schedule credit card payments so you never miss one and aren't charged late fees. It’s a global leader in wealth management, corporate and investment banking and more. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner. BOTTOM LINE. That means you can use it just about anywhere. Use this comments board to leave complaints and reviews about Bank of America. I submitted proof. I resorted to emailing my state senators office. I got this card for the Alaska Airlines frequent flyer miles and literally the day after I cash in my miles this card is closing. Visit Customer Care Contact Form. Credit card fraud. Lookigverybad to me. Your disrupting tbeir arbitrary growth scheme. ConsumerAffairs is not a government agency. Bank Of America - Credit Cards Posting extra (fake) transcaction charges that never happened from previous store. I put a letter of hardship in and its going a month now this not fair they keep hanging up on me, I spoke with a Naskesha from BOA and she suggested I give this information to you regarding our scam on Novenber 5. By October 2015 there were 462,860 gripes published about 3,320 companies. Obviously I cannot post my acct # here and apparently I cannot resolve this over the phone. Convenience: Linda R. Canning. Country: United States. On september 30 2020 $1000 were missing in my bank it said the merchant was bank of america. Someone somehow used my card and spent $260.00 at Cotton Kids Store #1212 in Ontario CA. Tweet Bank of America. I explained that a claim needed to be filed for my 5 missing deposits that where deposited on to my account by EDD. We are doing work that matters - connecting customers with businesses around the world and help them resolve … And I have been back and forth calling and all I get is long wait times and nothing fixed. And they should release the funds. Many of Bank of America's credit cards offer generous sign-up bonuses if you meet the spending requirements within the time requirement. Well-designed, user-friendly website: Late fee applied to my account and they couldn't help waiving it for one time. Find the best card for you. I applied for a loan and was approved for 3000.00 from Sun... First the Bank of America debit card was locked on me pending verification. No doubt they'll try to say too much time has passed since it occurred. BOA is more loyal to the company committing the fraud than to the consumer. BBB accredited since 11/1/1949. Beverly Harzog is a nationally-recognized credit card expert, consumer advocate and author. Initial Bank of America complaints should be directed to their team directly. We recently discovered that this was an amortization balloon mortgage. When you file a complaint, the agency contacts the company and asks for a response. The purchase at Abc restaurant dated 3rd February 2014 has been charged twice. Please let me know what I need to do to resolve this issue. Credit card for paying down balances: I charge everything that I buy to this cc. Discuss the issues you have had with Bank of America and work with their customer service team to find a resolution. Get answers to the most popular FAQs and easily contact us through either a secure email address, a mailing address or our Credit Card customer service phone numbers. He did buy a service from me on Feb. 14,2009 for $260. It has branches all over the world that are easy to access. On Monday November 30, after holding for 51 minutes and 32 seconds I reached a customer service person who researched the issue and agreed I owed nothing but couldn't tell me why my account was suspended. These were the people who scammed us for $6, 100.00 A link has directed you to this review. I usually pay my cards off monthly. Complaint #1407557 submitted on 06/05/2015 relating to Bank of America. Complaint / review text: I am a business owner and a customer called me today April 15,2009 to complain that I charged him again for a service he never bought. Complaint. The overall rating of the company is 1.5 and consumers are mostly dissatisfied..